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Citizens Bank Bonuses: June 2026

But before you take the plunge, it’s important to make sure you understand what bank promotions are and how they work to help you know if they are worth your while You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy. Banks are chosen based on consumer interest, and we add banks to our list as needed to ensure we report on the best bank bonuses. Citizens Bank’s current bonuses are relatively good compared to other bonuses we track, and even to the best bank bonuses currently available.
To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening. These qualifying activities for the offer must be completed within 30 calendar days of opening the Chime Checking Account. Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days.
The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall. For this bank promotions roundup, more than a dozen data points were considered per offer. Around 100 financial institutions surveyed by our team of experts. Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. In 2026, checking account bonus offers could land you between $100 and $3,000. To qualify, you’ll likely have to set up direct deposit with the bank and keep the account open for at least a few months.
Once Overdraft payback has been utilized, your account will then be reviewed for Overdraft Grace when applicable. 4TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to link to your TD Beyond Checking account. The review team is made up of seasoned writers and editors who cover personal banking deposit accounts, such as checking, savings and certificates of deposit, as well as related banking services, such as overdraft programs and ATM networks. Depending on the category, these included account fees and rates (such as annual percentage yields), ATM and branch access, account features, account bonuses, customer service access and user-facing technology, such as innovative tools and mobile apps. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more.

More checking options

Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Learn how to avoid the $15 monthly service fee.

• We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content.
• Of course, personal finance is personal so one person’s experience may differ from someone else’s, and estimates based on past performance do not guarantee future results.
• Depending on the category, these included account fees and rates (such as annual percentage yields), ATM and branch access, account features, account bonuses, customer service access and user-facing technology, such as innovative tools and mobile apps.
• For example, if a bank offers a new checking account bonus of $150 but you don’t maintain the required minimum balance, you could incur a monthly fee.
• A variety of Citizens checking accounts all have the same promotional offer, giving you options with various fee levels and features.
• Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit.

Of course, personal finance is personal so one person’s experience may differ from someone else’s, and estimates based on past performance do not guarantee future results. We work hard to share thorough research and our honest experience with products and brands. We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content. There are more than 405 active bank bonuses in our database right now, and thousands more that have since expired. Should you open checking and savings accounts together?

Citibank Checking Accounts: $325 bonus

If you’re looking to open a high-yield savings account, SoFi and Amex both offer excellent options. See our top picks based on interest rates, fees, ATM access, and more. We identified the 10 best checking accounts that are free to open and maintain. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account.

• Yes, Citizens’ promotions are offered across our products.
• ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses
• The number of checking and/or savings accounts you should have will depend on a few factors.
• Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.
• For this bank promotions roundup, more than a dozen data points were considered per offer.
• Open a no monthly maintenance fee Access Checking account, or view our other checking account options.

The amount of the bonus paid will be based on qualifying direct deposits, totaling the amounts listed below plus qualifying transactions as listed below, all completed within 90 haha spin casino calendar days of the account opening date. Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank. You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening.

New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit.
Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile. U.S. Bank has historically offered a $450 checking bonus for opening a new account. Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo. You can find the best opportunities available by checking out our list of the best bank bonuses and promotions, updated monthly.